Consumer Loan Rates

As of Octobe 1, 2024

Loan Type	Maximum Term	A.P.R.*
New Auto Used Auto	60 Months 72 Months 84 Months** 60 Months 72 Months	6.00% to 18.00% 6.50% to 18.00% 7.00% to 18.00% 6.50% to 18.00% 7.00% to 18.00%
Motorcycle	60 Months 72 Months	7.50% to 18.00% 8.00% to 18.00%
Other Secured ***	72 Months 84 Months 96 Months 108 Months 120 Months	8.75% to 18.00% 9.25% to 18.00% 9.75% to 18.00% 10.25% to 18.00% 10.75% to 18.00%
Signature Line of Credit	72 Months 72 Months	13.00% to 18.00% 14.00% to 18.00%
Share or Certificate Secured	2.00% above rate on deposit account
VISA PLATINUM: No Annual Fee – 25 day grace period	11.00% to 18.00%
SECURED VISA PLATINUM: No Annual Fee – 25 day grace period	6.99%
Mortgage Loans NPOCU offers several types of Mortgage Loans- First Mortgages, Home Equity Loans and refinancing of current Mortgage Loans. Please contact the Mortgage Department for current rates or questions.

* A.P.R. is the Annual Percentage Rate
** The 84-month term is for new vehicles only.
*** This category includes watercraft, recreational vehicles, motor homes, lawnmowers, and tractors.

All rates are subject to change. The loan rate you receive may vary from the quoted rate due to your credit history. Terms may vary.

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Contact Us

Mailing Address
Nashville Post Office Credit Union
P.O. Box 291233
Nashville, TN 37229

Street Address
10 Rachel Drive
Nashville, TN 37214

(615) 871-4221
(800) 298-8878
Fax: (615) 871-7209
24-hr Audio Response:
1-800-789-4382

Federally insured to at least $250,000 by the National Credit Union Administration.

Equal Housing Opportunity

We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

Lost or Stolen Visa:
Visa Debit Card: 1-800-472-3272
Visa Credit Card: 1-800-808-7230

To activate debit card or change the pin: 1-800-992-3808

Established in 1925!

Consumer Loan Rates

11.00% to 18.00%

6.99%

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