Message Pay

Message Pay: Your Loan Payment Solution

Life gets busy. We get it, and we've got you covered. With Message Pay, you can pay your Nashville Post Office Credit Union loans right from your smartphone using an account at another financial institution. It's fast, simple, and lets you check one more thing off your to-do list.

Setting up Your Account

Follow these four easy steps to setup your Message Pay account:

1:

Verify Your Account

NPOCU Mobile App Login

2:

Create Your 4-Digit PIN

NPOCU Identity Verification Page

3:

Add Your Preferred
Payment Method

NPOCU Payment Method Page

4:

Make a Payment

NPOCU Mobile App Account Page

IMPORTANT NOTE: Your payment may take up to three (3) business days to post to your account.

What You Should Know

1:

You will receive a text message informing you of the amount due on your loan. You will be able to review your payment options or you will be able to opt out of our text message service by texting “STOP”.

2:

The link will take you to a portal where you will be asked to verify your account* with your account number and date of birth.

3:

Once your account has been successfully verified, you will be directed to the payment portal where you’ll be able to see all of your loans and will also be able to select your preferred payment method.

*When you verify your account for the first time you will have to setup the following:

  • 4 digit pin: once you have entered your account number and date of birth, it will prompt you to create a 4 digit pin. Store this information in a secure place as you will need this pin number to verify future payments.
  • Preferred method of payment: to make a payment you will have to add your preferred form of payment in the portal. You can do this by selecting ADD NEW DEBIT CARD or ADD NEW BANK ACCOUNT which will prompt a secure website for you to input your information. If done correctly, there will be a message stating ‘Payment Method Success’ and you will be redirected to the payment portal.

Member Benefits

Experience the freedom of managing your finances from anywhere, at any time, with confidence.

Secure Payments

Encrypted payments guarantee your information is secure.

Convenient Access

Convenient ways to pay from an external account: text or website.

Flexible Sources

Payments accepted from checking, savings and credit cards.

Low Cost

The transaction fee is only $5.00 per payment.

Two business men shaking hands over a table that has documents on it.

Frequently Asked Questions

If I opt out of receiving text messages will I still be able to pay my loans online?

Yes, you will have to access the payment portal through our website. However, you will not receive any text notifications regarding payment reminders and will not be able to make a payment via text message.

How can I pay my account via text message?

Once you receive a text reminder, you respond “Pay” to the same text. You will be asked to enter your pin to verify your account, once you have completed this process your payment will be complete and you should receive a confirmation text. NOTE: you will have to setup a 4 digit pin and preferred method of payment prior to using text payments.