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Main Office Building

Consumer Loan Rates


Equal Housing Opportunity       NCUA

As of October 1, 2016

Loan Type Maximum Term A.P.R.*
Auto Loans
New Up to 60 Months 1.99% to 7.49%
New Up to 72 Months 2.49% to 7.99%
Used: 2011-2017 Up to 60 Months 2.49% to 7.99%
Used: 2011-2017 Up to 72 Months 2.99% to 8.49%
Used: 2010 & older Up to 48 Months 2.49% to 7.99%
Motorcycle Loans
New Up to 60 Months 2.99% to 7.49%
Used Up to 60 Months 3.49% to 7.99%
Watercraft Loans
New Up to 60 Months 6.50% to 12.00%
Used Up to 60 Months 7.00% to 12.50%
Camper / Trailer Loans
New Up to 120 Months 6.50% to 12.00%
Used Up to 120 Months 7.00% to 12.50%
Lawnmower / Tractor Loans
New Up to 36 Months 7.50% to 13.00%
Used Up to 36 Months 8.00% to 13.50%
Other Loans
Personal / Signature Up to 36 Months 9.00% to 16.00%
Line of Credit Up to 24 Months 9.00% to 16.00%
Share or Certificate Secured 3.00% above rate on deposit account
Credit Card
VISA PLATINUM: No Annual Fee – 25 day grace period
9.00% to 16.00%
Mortgage Loans
Home Equity 10 Year 5.00% to 9.00%
Home Loan 15 YEAR FIXED RATE Call for Rate
Rates change daily. Please contact the Mortgage Department for current rates.


*A.P.R. is the Annual Percentage Rate.

All rates are subject to change. The loan rate you receive may vary from the quoted rate due to your credit history. Terms may vary.